ABEN - Gigs and Side Hustles - The Insurance Issues (131991)

February 2025

Monday, February 10, 2025 8:00 AM - 10:00 AM UTC

Webcast
Remote,

2 Hours CE

Member $56 / Non-member $180

Instructor: Richard Pitts

This seminar is a fast-paced look at the personal and commercial lines insurance issues that have been created in the gig economy. The first section of the seminar looks at standard definitions and characteristics of the sharing and the gig economy, chiefly by using examples. Of course, the behemoth in the group is Uber. It is also the paradigm for the gig and sharing economy. Private drivers use their own private vehicle to act like a taxi service. Apps such as Touro permit private drivers to use their vehicles for rental, much like Avis or Hertz. The sharing economy is not limited to vehicles, however. In a similar vein homeowners can use their residence as a hotel by renting it out for short periods of time via Airbnb or VRBO (Vacation Rentals by Owner).

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.    

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ABEN - 5 Contractor Coverage Concepts Every Agent Must Understand (131000)

February 2025

Friday, February 21, 2025 9:00 AM - 11:00 AM UTC

Webcast
Remote,

2 Hours CE

Member $56 / Non-member $80

Instructor: Chris Boggs, CPCU, ARM, ALCM, LPCS, AII, APA, CWCA, CRIS, AINS

Contractor risks are unique. Agents must understand these unique risks, exposures, and coverages to properly manage their contractor clients. This session focuses on five of the most common contractor risk exposures:

• Contractual Risk Transfer
• Properly Extending Insured Status
• Business Auto Issues
• Misuse of the Absolute Pollution Exclusion
• Professional and Pollution Exposures Faced by Contractors

A lot of material is covered in this fast-moving, two-hour session. Agents will be better prepared to analyze the risks presented by their contractor clients and know how to properly respond to their coverage needs and claim questions.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - The Basics of Property Values and Coinsurance Conditions (134347)

March 2025

Monday, March 03, 2025 11:00 AM - 2:00 PM UTC

Webcast
Remote,

3 Hours CE

Member $84 / Non-member $120

Instructor: Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Replacement cost ain’t always replacement cost. Yes, I know that is poor English – but the point is, replacement cost isn’t as simple as new stuff for old junk. There are many caveats and limitations to full replacement cost (if there is such a thing). Key concepts that must be understood when property valuation is discussed include: actual cash value (ACV); the broad evidence rule; and indemnification.

But what happens if the property limits are too low? Property policies contain a Coinsurance Condition requiring the insured to carry a certain minimum amount of coverage to enjoy full coverage on partial losses. If the insured does not have the requisite limits, they could be penalized.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - Embracing Directors & Officers Liability Insurance & Claims Potential (122019)

March 2025

Friday, March 14, 2025 12:00 PM - 2:00 PM UTC

Webcast
Remote,

2 CE Hours

Member $56 / Non-member $80

Instructor: Dick Clarke, CIC, CPCU, RPLU

D&O insurance is becoming more important as executives realize all that is at stake in making corporate decisions. Dick will use recent events to illustrate how D&O exposure is really “the story behind the headlines.” Dick will discuss market conditions and use practical examples to help agents make the case for the increasing importance of this coverage.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - 9 Rules for Reading an Insurance Policy Based on the Law of Insurance (131095)

April 2025

Wednesday, April 02, 2025 9:00 AM - 11:00 AM UTC

Webcast
Remote,

2 Hours CE

Member $56 / Non-member $80

Instructor: Christopher J. Boggs, CPCU, ARM, ALCM, LPCS, AAI, APA, CWCA, CRIS, AINS

Insurance policies are subject to the standard law of contracts; but beyond simple contract law, insurance contracts are bound by unique provisions and requirements specific to insurance. An understanding of these unique legal characteristics is necessary to understand the insurance contract. Once the unusual characteristics of insurance contracts are understood, the rules for reading any insurance policy can be applied.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - The "Lucky" Thirteen Most Important Issues in Homeowners Insurance (135583)

April 2025

Monday, April 28, 2025 8:00 AM - 11:00 AM UTC

Webcast
Remote,

3 Hours CE

Member $84 / Non-member $120

Instructor: Richard Pitts

This broad-ranging three hour continuing education session is designed to be a review of the most important coverage issues in personal lines insurance for producers not well-versed in the intricacies which may be encountered.  For those producers that are more familiar with personal lines issues, the course functions as a reminder of some significant issues to address with insureds and an update on current developments in the field.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - Workers' Compensation and the Law (133126)

May 2025

Friday, May 09, 2025 12:00 PM - 3:00 PM UTC

Webcast
Remote,

3 Hours CE

Member $84 / Non-member $120

Instructor: Terry Tadlock, CIC, CPCU, CRIS

This class will look at the legal obligations and defenses of the employer-employee relationship, and how the Workers Compensation system modifies the legal concepts of common law. We will examine the major characteristics of the benefits provided by state workers compensation laws and discuss the coverages provided by the policy including Employers Liability coverage. Several Workers Compensation endorsements will also be reviewed.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - An Insurance Horror Story - Hoarders (136426)

May 2025

Wednesday, May 21, 2025 3:00 PM - 5:00 PM UTC

Webcast
Remote,

2 Hours CE

Member $56 / Non-member $80

Instructor: Dawn Halkyard

This class will look at characteristics that lead to hoarding and examine reasons why insurance companies may not want to insure the increased risks hoarding can bring. It will take a look at some famous hoarders in history, and the obsessive need to keep items. 

We will discuss some of the different types of items that are hoarder and the general issues they can cause. We will review actual insurance claims involving hoarders and discuss other possibilities that could lead to claims, whether damage to the property or from the property.

We will discuss how carriers can try to address the problem and discuss differences that make these unique claims handling situations.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - Insight on Modern Day Cyber Exposures & Risk Mitigation (136754)

June 2025

Monday, June 02, 2025 10:00 AM - 12:00 PM UTC

Webcast
Remote,

2 Hours CE

Member $56 / Non-member $80

Instructor: Travis Whitmill / Candace Funsch

Can your client survive a cyber-attack? Learn about the top two cyber claims (using real life examples), how coverage is triggered, and what to look for in a cyber policy. After this seminar, you will be able to effectively communicate why any business should purchase cyber insurance in two minutes or less.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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ABEN - Flood Program Overview - NFIP Then and Now (120403)

June 2025

Friday, June 27, 2025 3:00 PM - 6:00 PM UTC

Webcast
Remote,

3 Hours CE

Member $84 / Non-member $120

Instructor: Gregg Porter

*Compliant with FIRA §207 Basic Flood Insurance Course as published in the Federal Register,/ Vol. 70, no. 169:9/1/2005; updated through 2015.

In this 3 hr. detailed course, agents will learn the history, products & policies, general rules, claims process, and rating through the NFIP which would allow agents to better inform their customers. They will also receive clarification of the most recent and upcoming NFIP changes. Agents will be better able to advise their insureds on the intricacies of the flood insurance policy.

FEMA and State Departments of Insurance have taken various actions over the years to establish training requirements for insurance agents who sell and service flood insurance under the National Flood Insurance Program (NFIP), as outlined in Section 207 of the Flood Insurance Reform Act of 2004 (Public Law 108-264).  The following material is a representation of documents published by various states. https://www.fema.gov/state-actions-implement-flood-insurance-training-requirements-insurance-agents For the actual documents, please contact the appropriate state department of insurance.

*Per Texas Insurance Department regulations, you may not duplicate a course and receive credit within the same licensing period.  Please refer to the course title and number and to your CE transcript at www.sircon.com to verify you are not duplicating a course.  

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